NRI from all over the world (excluding U.S.A. & Canada) can invest in this fund
SBNRI is a certified Mutual Fund distributor registered with Association of Mutual Funds in India (AMFI) with Reg. No. 246671
₹17.72
0.02%
NAV as on 13 Feb 26, 12:00 AM
moderately high risk
credit risk
debt
NAV as on 13 Feb 26, 12:00 AM
moderately high risk
credit risk
debt
7.21%p.a.
Last 1Y
7.24%p.a.
Last 3Y
9.41%p.a.
Last 5Y
4.42%p.a.
Since Inception
About UTI Credit Risk Fund Plan-Growth for NRIs
NRIs can achieve long-term capital appreciation by investing in the UTI Credit Risk Fund Plan-Growth scheme from UTI Asset Management Company Private Limited. It is a Credit Risk mutual fund scheme that predominantly invests in Credit Risk stocks of companies. Launched on Nov 2012, UTI Credit Risk Fund Plan-Growth is Credit Risk fund of its category with 258.47 Cr fund under management as on Feb 2026. The expense ratio of this fund is less than that of most other Fund category Credit Risk funds.
- UTI Credit Risk Fund Plan-Growth delivered 7.2% annual returns during the last year. It has delivered 4.4% average annual returns since the fund was launched.
- UTI Credit Risk Fund Plan-Growth scheme tends to consistently deliver higher returns than most schemes in the same category.
- The scheme has predominantly invested in debt
Fund Objective
The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Top 10 Holdings
Net Current Assets
7.55%
Others CBLO
0.03%
CENTRAL GOVERNMENT LOAN 31280 GOI 17JN32 6.54 FV RS 100
0.77%
GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100
0.00%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.11 BD 27FB26 FVRS10LAC
3.87%
GOVERNMENT OF INDIA 31909 GOI 22AG32 7.26 FV RS 100
0.39%
Dewan Housing Finance Corporation Ltd Debenture 6.75 26/09/2031
7.09%
STATE DEVELOPMENT LOAN 32803 UP 29MR33 7.79 FV RS 100
0.87%
CENTURY TEXTILES AND INDUSTRIES LIMITED SR XXI 8.10 LOA 25AP26 FVRS1LAC
7.34%
GOI Sec 7.18 14/08/2033
3.97%
Fund Managers
- Sunil Madhukar Patil (Jan 2025 - Present)
- Abhishek Sonthalia (Nov 2025 - Present)
Key Information
View Scheme Document
UTI Credit Risk Fund Plan-Growth SIP Calculator
If invested
per month
For a period of
Investment of ₹0 could have been
₹0(+0.0%)
₹0 (+0.0%)
This Fund
₹0 (+0.0%)
Fixed Deposit
NRI Mutual Fund Tax on UTI Credit Risk Fund Plan-Growth
Just like for resident investors, capital gains from mutual fund investments are subject to income tax for NRI investors.
| Fund Type | Short-term Capital Gains (STCG) Tax | Long-term Capital Gains (LTCG) Tax |
|---|---|---|
| Equity mutual funds | 15% | 10% (above Rs. 1 lakh LTCG) without indexation* |
| Debt & other types of funds | At tax slab rate | 20% with indexation benefits |
How can NRIs invest in UTI Credit Risk Fund Plan-Growth?
NRIs and OCIs can download the SBNRI app to invest in mutual funds from the country of their residence. Here are a few simple steps you need to take:
- Complete your NRI KYC: Type in your personal details and attach supporting documents, like:
- PAN Number
- Overseas address proof: Any of – Water/electricity bill, postpaid mobile/internet bill, rent agreement, driving license, etc.
- Passport – front and back
- Passport size photograph
- signature
If all details are correct, your KYC will be approved within 7 to 8 business days.
- Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing in UTI Credit Risk Fund Plan-Growth
- Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing:
- City and country of birth
- NRE/NRO bank account statement/ canceled cheque for the latest 3 months
- Nominee details
Similar Funds
Funds
3Y Return
Aditya Birla Sun Life Credit Risk Fund -Growth
moderately high risk | debt
12.0%
Aditya Birla Sun Life Credit Risk Fund Plan Payout Inc Dist cum Cap Wdrl
moderately high risk | debt
0.0%
Aditya Birla Sun Life Credit Risk Fund Plan Bonus
moderately high risk | debt
8.3%
Frequently Asked Questions
Copyright | 2021 @ SBNRI | All Rights Reserved