NRI from all over the world (excluding U.S.A. & Canada) can invest in this fund

INVEST VIA NRE/NRO

HSBC Credit Risk Fund-Growth for NRI [33.34]

Min Investment

₹5,000

Fund Size

₹511.38 Cr

Expense Ratio

1.6%

Exit Load

3%

SBNRI is a certified Mutual Fund distributor registered with Association of Mutual Funds in India (AMFI) with Reg. No. 246671

₹33.34

0.08%

NAV as on 05 Feb 26, 12:00 AM

moderately high risk

credit risk

debt

NAV as on 05 Feb 26, 12:00 AM

moderately high risk

credit risk

debt

19.89%p.a.

Last 1Y

11.01%p.a.

Last 3Y

8.58%p.a.

Last 5Y

7.65%p.a.

Since Inception

About HSBC Credit Risk Fund-Growth for NRIs

NRIs can achieve long-term capital appreciation by investing in the HSBC Credit Risk Fund-Growth scheme from HSBC Global Asset Management (India) Private Limited. It is a Credit Risk mutual fund scheme that predominantly invests in Credit Risk stocks of companies. Launched on Oct 2009, HSBC Credit Risk Fund-Growth is Credit Risk fund of its category with 511.38 Cr fund under management as on Feb 2026. The expense ratio of this fund is less than that of most other Fund category Credit Risk funds.

  • HSBC Credit Risk Fund-Growth delivered 19.9% annual returns during the last year. It has delivered 7.7% average annual returns since the fund was launched.
  • HSBC Credit Risk Fund-Growth scheme tends to consistently deliver higher returns than most schemes in the same category.
  • The scheme has predominantly invested in debt

Fund Objective

To generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments.There is no assurance that the investment objective of the scheme will be realized.

Top 10 Holdings

Repo

2.65%

Net Payables

-0.25%

CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100

3.10%

JSW STEEL LIMITED 8.50 NCD 12OT27 FVRS10LAC

4.63%

NUVOCO VISTAS CORPORATION LIMITED 7.75 NCD 28AG25 FVRS10LAC

8.27%

Tata Power Company Ltd SR CGPLAU02 Debenture 9.90 27/08/2028

0.89%

TVS CREDIT SERVICES LIMITED 8.30 LOA 14SP25 FVRS10LAC

1.29%

CENTURY TEXTILES AND INDUSTRIES LIMITED SR XXI 8.10 LOA 25AP26 FVRS1LAC

3.09%

AADHAR HOUSING FINANCE LIMITED 8.50 NCD 26MY26 FVRS1LAC

3.11%

TATA PROJECTS LIMITED SR K 8.20 NCD 27AP26 FVRS1LAC

3.10%

Fund Managers

  1. Shriram Ramanathan (Nov 2012 - Present)

Key Information

View Scheme Document

HSBC Credit Risk Fund-Growth SIP Calculator

If invested

₹5,000

per month

For a period of

Investment of ₹0 could have been

₹0(+0.0%)

₹0 (+0.0%)

This Fund

₹0 (+0.0%)

Fixed Deposit

NRI Mutual Fund Tax on HSBC Credit Risk Fund-Growth

Just like for resident investors, capital gains from mutual fund investments are subject to income tax for NRI investors.

Fund TypeShort-term Capital Gains (STCG) TaxLong-term Capital Gains (LTCG) Tax
Equity mutual funds15%10% (above Rs. 1 lakh LTCG) without indexation*
Debt & other types of fundsAt tax slab rate20% with indexation benefits

How can NRIs invest in HSBC Credit Risk Fund-Growth?

NRIs and OCIs can download the SBNRI app to invest in mutual funds from the country of their residence. Here are a few simple steps you need to take:

  • Complete your NRI KYC: Type in your personal details and attach supporting documents, like:
  • PAN Number
  • Overseas address proof: Any of – Water/electricity bill, postpaid mobile/internet bill, rent agreement, driving license, etc.
  • Passport – front and back
  • Passport size photograph
  • signature

If all details are correct, your KYC will be approved within 7 to 8 business days.

  • Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing in HSBC Credit Risk Fund-Growth
  • Onboarding: After KYC, you need to share the following details to complete onboarding process and start investing:
  • City and country of birth
  • NRE/NRO bank account statement/ canceled cheque for the latest 3 months
  • Nominee details

Similar Funds

Funds

3Y Return

Aditya Birla Sun Life Credit Risk Fund -Growth

moderately high risk | debt

11.9%

Aditya Birla Sun Life Credit Risk Fund Plan Payout Inc Dist cum Cap Wdrl

moderately high risk | debt

0.0%

Aditya Birla Sun Life Credit Risk Fund Plan Bonus

moderately high risk | debt

8.3%

Frequently Asked Questions

Explore Other HSBC Funds

Funds

3Y Return

HSBC Small Cap Fund Fund Payout of Income Dis cum Cap wdrl

very high risk | equity

0.0%

HSBC Liquid Fund - Daily IDCW

low to moderate risk | liquid

0.0%

HSBC Liquid Fund Institutional Daily Reinvestment of IDCW option

low to moderate risk | liquid

5.3%